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Hintergrund der Erfindung Background of the Invention. Die vorliegende Erfindung betrifft einen computerbasierten Kommunikations- bzw. The present invention relates to a computer-based communications or communications network service, and more particularly to a system in which entities by power work presences are represented, which handle identifiers are assigned, which are used as addresses. Die Beliebtheit der Kommunikation durch Messaging nimmt immer weiter zu.

The popularity of communication through messaging continues to grow. If the message is sent, the effort pays when they are created on the receiver. One problem with presently available forms of messaging, it is necessary to determine addressing information, which is substantially unrelated to the identity of the recipient, and to remember them. Sprach- und Faxnachrichten setzen eine Telephonnummer voraus. Voice and fax messages require a telephone number.

E-mail messages require an address, which normally has an associated user name and electronic domain name and possibly information that is available for a communication or messaging service provider. Also, the format of an electronic mail address can differ depending on the communication provider. Telephone numbers are difficult to remember, is usually change when a person moves der handel mit binaren optionen freigegebene changes jobs, can be obtained from search boxes through a directory with only very limited numbers, and have no possibilities of data protection, as it is quite easy to assign address information of a telephone number.

Personal telephone numbers, such. Die Anrufer rufen die zugeordnete Telephonnummer an und die Anrufe werden automatisch an die Destinationstelephonnummer geleitet. Callers call the assigned telephone number and calls are automatically routed to the Destinationstelephonnummer.

Akzeptiert die Destinationstelephonnummer den Anruf nicht, dann der handel mit binaren optionen freigegebene der Anruf automatisch zur Backup-Telephonnummer geleitet. The Destinationstelephonnummer can be changed frequently by the subscriber. These personal number services mask changes to the telephone number of the subscriber, ie they allow a subscriber to have a single telephone number, even if he is on the road or frequently change the location, and also allow for better data protection.

The personal telephone numbers, however, are still difficult to remember, can a directory with only a very limited number are obtained from search fields are accessible through only one medium and integrated basis of trust in a telephone number into a special addressing infrastructure which limited call management options has.

Electronic mail addresses are often difficult to remember, usually change when a person changes jobs or communication carriers, and are due to lack of universal directory services difficult to obtain. Another problem with the currently available forms of messaging that if someone is reachable by a variety of message types, eg. As voice mail, fax and e-mail on several networks, the sender is not sure what kind of message to reach the desired recipient is most efficient.

Another problem with the currently available forms of messaging that possibly a conversion problem between an available transmission device such. Also, a conversion problem between the form of the message originally produced for. Voice-Mail, und der bevorzugten Form der empfangenen Nachricht, z. Voice-mail, and the preferred form of the received message z.

As e-mail, are present. Produkte zum Konvertieren der Form der Nachricht, wie z. Products for converting the form of the message such.

A proposed MIME specification Multipurpose Internet Multimedia Extension specification for Internet e-mail allows senders to provide a content in several alternative formats, but are in relation to conversion issues still no solutions.

The disclosed service name identification is for use in a network comprising a plurality of client nodes and server nodes interconnected by a communication link.

Each of the client node comprises a clerk or a subordinate device for transmitting service request der handel mit binaren optionen freigegebene to initiate selected operations. At least one of these der handel mit binaren optionen freigegebene node has a name server that has a transaction agent, a database having a plurality of entries, each containing attributes that relate to an object such.

The transaction agent receives service request messages from the Clerk. In response to a service request message is received from the client node clerk through der handel mit binaren optionen freigegebene transaction agent, the control module allows the update transmitting portion to transmit database updates over this communication link. Kurzfassung der Erfindung Summary of the Invention. A directory system that is used with a communications network and in der handel mit binaren optionen freigegebene a network presence for an entity is provided with attributes that stores the attributes and responds to queries.

According to one aspect of the invention, the attributes have associated authenticity information. According to a further aspect of the attributes have a hierarchical relationship, and the queries have specific information on from this hierarchical relationship. In one aspect of the invention in which the attributes have associated security information, the directory service responds to queries using only those attributes that are associated with a public security indication.

Es besteht nicht die Absicht, an dieser Stelle eine Kurzfassung der Erfindung in ihrer Gesamtheit zu liefern. There is no intention to provide at this der handel mit binaren optionen freigegebene a summary of the invention in its entirety. Rather, further features, aspects and advantages of the invention are set forth in the following description and the drawings or will become apparent from them. Kurzbeschreibung der Zeichnung Brief Description of Drawings.

An entity is represented by at least one handle, which is described in detail below. Generally, these are in a handle to a more abstract representation of the entity as in the prior art, and it avoids the problems of known entity representations to be assigned to their insufficient abstract ie physical nature. Each handle provides a certain cyberpresence identifier for an entity. Directory services, which are described in the present disclosure, provide more flexibility than prior art directory services.

When used with handles according to the present invention, directory services provide further enhanced flexibility. In general, a network directory service provides information about entities and finds entities based on declarative queries. A part of the directory information is available to the public, whereas another part of the directory information to the public is not available, but can be used by the directory service for dereferencing addresses.

The entities provide the desired level of data protection in front of their directory information. The service offers one or more global and specialized network directories that can be distributed across multiple hosts in the network physically. The message creating and delivering services described in the present disclosure provide more flexibility than prior art message creating and delivering services.

If the message creating and delivering services used with the handles of the present disclosure, they offer improved flexibility. General enable message delivery services by a directive specifying entities concerning the forwarding of messages to specific endpoints or to a universal message store location notification of the message receipt and retrieval of messages. The notification of the message and the call can der handel mit binaren optionen freigegebene in accordance with the by.

Entity specified criteria done such. As a priority for specific senders or special mentioned subjects. Der handel mit binaren optionen freigegebene message store services described in the present disclosure provide more flexibility than prior art der handel mit binaren optionen freigegebene storage services.

If the message store services used with handles according to the present disclosure, they offer even more flexibility. Ein wichtiges Merkmal der vorliegenden Offenbarung ist die Anwendung auf Objekte, wie z. An important feature of the present disclosure is the use of objects such. As news and cyber presences of der handel mit binaren optionen freigegebene retrieval techniques such. Vektorraummodelle, die bisher nur auf Dokumente angewendet worden sind. As vector space models, which have so far been applied only to documents.

In der handel mit binaren optionen freigegebene, the flexibility is achieved rather by applying information retrieval methods to objects than predominant reliance on more structured database query techniques.

Netz werk umgebung Network factory environment. In which a der handel mit binaren optionen freigegebene is shown, is generally believed to it that this is the environment of the present disclosure. Das in Der handel mit binaren optionen freigegebene in 1 1 gezeigte Netz weist ein Kommunikationsnetz Network shown comprises a communication networkHome-HostcomputerHome host computerDienste-HostcomputerServices host computerVerbindungs-HostcomputerConnection host computerGateways zu anderen Netzen, wie z.

Those of ordinary skill is clear that many different communication protocols when communicating between the various parts of the network can be used such.

In addition, authentication and encryption protocols are used where necessary, for. Various divisions of communications capability between the devices of the customers and the devices includes the net. One assumption is the network provides the customer devices that lack a sufficient processing capability to provide the functions described below.

Der spezielle Typ der Softwareprogrammierung, der zur Bereitstellung dieser Funktionen verwendet wird, ist nicht von Bedeutung. The particular type of software programming used to provide these functions is not important. In one case, the customer equipment comprises only one telephone set with twelve keys. A user dials a connection host which is part of the network, eg. Unter Verwendung von mindestens entweder einer Spracheingabe oder einer Tast-Wahleingabe richtet sich der Benutzer eine Netzzugriffsberechtigung ein, beispielsweise durch Eingeben eines Identifizierungscodes und eines Passworts.

Using at least one of a voice input or a button-selection input, the der handel mit binaren optionen freigegebene establishes a network access permission, for example by entering an identification code and a password. The connection host verifies the access authorization with the Home-host of the user and provides the user with then corresponding network resources are available, such.

In another case, the customer's devices have a home host such. As a personal computer and a modem on. The user instructs the home host to establish a connection to a connection host. The function of the connecting host is more limited than in the above-described situation where there is a telephone set with the devices at the customer site. In yet another case, the client device to receive-pager network only.

An entity may be a person, an organization, a company, a department within a company, a user interest group or a set of entities. Alternatively, it may be the entity is a rank such. As president of an organization. An electronic presence is established for each entity for which a public identity is required. The electronic presence is identified by a handle, the network presence for an entity serves as a place that provides publicly available information about the entity as a connection point with the.

Physically has a network presence an account on a home host computer, der handel mit binaren optionen freigegebene. Typically, there der handel mit binaren optionen freigegebene an account on a home host, but some accounts can be due to their resource utilization on multiple hosts. An entity may have multiple network presences, which are each assigned to a different handle. An entity in which it is a person can have, for example, a network presence for related to their professional activities activities, another network presence for related to their main hobby activities and yet another network presence for related to their personal uses activities.

Herein and as used in the claims, "handle" refers to a unique identifier, which is registered in a universal directory network service for use by the entity. A handle is an abstract entity, but does not correspond to the physical end-point, although he one or more physical endpoints the handle may be for various purposes which are described below, allocated. With the help of handles it is possible to decouple physical endpoints and delivery systems from the network presence for an entity.

This means that a handle is not merely an address, der handel mit binaren optionen freigegebene a representation of an entity because it is associated with the resource utilization and availability for the entity.

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First, you remove all the market-related emotions from the purchase. Second, you dollar-cost average your portfolio by buying more stocks when the market is down and less stocks when the market is up. That is a great way to build your portfolio overtime.

Third, you are forced to keep up to date with the stocks you are interested in. When my scheduled purchase day is coming, I start to review my watchlist to see which stocks are fairly valued, or better, undervalued.

I usually make a purchase based on the valuation of the stock. In recent years, the Canadian dollar has traded more or less at parity with the US dollar, allowing me, and other Canadian investors, to purchase US stocks at good price. Also, since the US stock market is way more diversified than the Canadian stock market, the ability to buy great US companies at parity was an opportunity not to be missed.

I can thus buy less stocks for my hard-earned money. There is always a bright side to anything though. Still, if the Canadian dollar continues to drop with respect to the US dollar, I might shift my focus more on Canadian stocks, at least for a while. My recent review of Telus Corp. TU shows that there are fairly priced dividend stocks in my own backyard.

TELUS Corporation is a Canadian-based provider of telecommunication services, including landlines, wireless services, and Internet services. T is a Canadian corporation and therefore pays its quarterly dividends in Canadian dollar. In that sense, all the following figures are in Canadian dollars. In that sense, the last increase in November was of 5.

T has increased its quarterly dividend for 9 consecutive years, making T a dividend challenger between 5 and 9 years of consecutive dividend increases. The evolution of the annualized dividend and of its growth over the last ten years is presented in the graph below.

Despite the slower growth, since , the dividend growth rate has been on the rise. Understandably, answering no to either one of these questions should mark the stock under consideration as being unsuitable for dividend investment purpose.

To determine the safety of the dividend, I check the historical levels, the current level and the evolution of the payout ratio with respect to the earnings and, when relevant, with respect to the free cash flow. Again, for a telco operating in a near monopolistic market, such as payout ratio is very reasonable. With respect to the free cash flow, the payout ratio has been a bit more erratic. A bit high but not enough, in my view, to put the dividend in danger.

As mentioned above, T operates in a near monopoly. The Canadian telecommunication market is indeed controlled by three main operators, T being one of them the other two are Rogers Communications TSX: To begin with, T has shown its willingness to grow its dividend. So, I can presume T will continue to increase it. Overall, the earnings have been growing and the payout ratio is not too high such as to prevent T from further increasing its dividend.

To calculate a range of fair values, I calculate how much one share will return in cumulative dividends over the next 20 years, according to different scenarios, and adjusted for inflation. Notably, a DGR of 6. Combined with a current yield around 3. With the estimated cash return, I calculate how much cumulative dividends a fixed investment in the stock under consideration will return over a period of years.

Estimated cash return values allow to compare dividend stocks with different yields and different growth rates. Interestingly, as we can see from the graph, even the pessimistic scenario beats the benchmark stock.

This was to be expected since T currently yields more than the benchmark stock 3. If T can maintain a DGR of at least 6. The yield is very reasonable at around 3. In addition, not only does the stock appear to be undervalued, the stock will also likely return a fair amount of money over the years.

Probably because almost none of my holdings increased their dividend in January that I almost forgot to talk about the sole company that did increase it. NSC increased its quarterly dividend by 3. Though the increase is not spectacular in itself, it remains that NSC often increases its dividend more than once a year. Though January was very calm, I anticipate a much more active February with respect to dividend increases.

Notably, foreign investors will likely be subjected to withholding tax. Dividend Calendar T pays a quarterly dividend. Dividend History T has increased its quarterly dividend for 9 consecutive years, making T a dividend challenger between 5 and 9 years of consecutive dividend increases.

Between and , T has aggressively increased its dividend as is apparent from the graph. For a telco, such a dividend growth rate appears very reasonable.

Dividend Analysis In this section, I verify two important aspects of the dividend: Is the current dividend safe? Is the current dividend likely to grow? First, the evolution of the earnings, dividends, and payout ratios. Then, the evolution of the free cash flow, dividends, and payout ratios. Overall, I think the current dividend is safe.

But can T actually increase its dividend? I think the answer is yes. Overall, I think the current dividend is likely to grow in the foreseeable future. Stock Valuation Estimated Fair Values To calculate a range of fair values, I calculate how much one share will return in cumulative dividends over the next 20 years, according to different scenarios, and adjusted for inflation.

It thus seems that T would be more than able to maintain a DGR of at least 6. Estimated Cash Return With the estimated cash return, I calculate how much cumulative dividends a fixed investment in the stock under consideration will return over a period of years. In my view, T can maintain a DGR of at least 6. At the current price and yield, I think T would make a good dividend investment. Conclusion Overall, I think T meets most criteria of a good dividend stock.

And, as the icing on the cake, T operates in a near monopolistic market. In my opinion, T would make a very sound dividend investment. What do you think? I think T is a buy.

For instance, the last increase in July was of 4.